Credit Operations Analyst
Stripe · Atlanta, GA; Chicago, IL · 4890 Credit Operations · listed August 26, 2026
The shape of it
Seniority
Mid level
Experience asked
4+ years
Where
Not stated
Requirements listed
7
Length
601 words
In the posting’s own words
The Risk Operations team is looking for an experienced Credit Operations Analyst to join an industry leading global credit operations team. As a Credit Analyst, you will execute operational processes and scale programs while devising growth friendly solutions that reduce Stripe’s credit risk.
What it asks for · 7
- 4+ years of relevant experience with a solid understanding of general commercial credit principals.
- 1 or more years of experience leading risk related projects or initiatives working closely with cross-functional stakeholders.
- Experience using data to propose creative solutions to both tactical and strategic problems
- Creativity, a team-focused mentality, and effective problem solving skills
- The ability and desire to question the status quo
- The ability to approach challenges from a user perspective while being pragmatic and solutions oriented
- Deep empathy for entrepreneurs running a business and are motivated to solve problems to empower them
Also a plus
- Credit experience in payments, e-commerce, or fintechs
- Experience designing credit/risk workflows, analyst tooling, and processes/procedural workflows
- Strong proficiency using SQL to analyze data, drive insights, and create dashboards and visualizations
What the job covers
- Work with merchants from successful venture-backed startups to well established institutions
- Complete in-depth credit reviews on merchants throughout their life cycle to identify credit concerns.
- Investigate and action/triage escalations across multiple channels while providing accurate and timely responses
- Own various operational processes that the team performs such as credit reviews and handling urgent risk-related escalations whilst upholding a strong commitment to process excellence and clear documentation
- Identify risk factors & trends and further report said trends to the wider risk team
- Utilize analytics to optimize strategies which can be enforced across the portfolio
- Maintain regular communication with cross-functional stakeholders
- Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements
- Lead team work streams related to credit decisioning & accuracy, providing updates in team and org wide business reviews.
Tools and skills named
Ways of working
- Cross-functional3×
- Technical writing
Go to market
- Partnerships
Languages
- SQL
Operations & finance
- Vendor management
Security & compliance
- Risk management
Words the posting leans on
- credit16×
- risk7×
- experience6×
- analyst4×
- credit operations4×
- global4×
- requirements4×
- identify3×
- payments3×
- problems3×
- solutions3×
- business2×
- come2×
- commercial credit2×
- creativity2×
- credit principals2×
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