Operations Associate, Financial Crimes EDD/PEP

The shape of it

In the posting’s own words

Did you know that only around 4% of the world’s GDP comes from internet commerce? At Stripe, we believe that this represents a future with almost limitless potential for innovation, creativity, and global prosperity. While the promise of a global online economy is palpable, it comes with significant risk. Each day, bad actors disrupt the trust and safety of the internet and increase the barrier to entry for online businesses. The Financial Crimes team ensures that our platform remains safe, that prohibited parties are not allowed to utilize our services, and that we identify bad actors engaging in money laundering or other financial crimes.

What it asks for · 10

• 2+ years of experience in financial crimes, AML, EDD, or PEP roles
• Experience conducting in-depth user KYC, nature of business, adverse media, high risk country and business sector reviews in EDD work flows
• Experience reviewing PEP and user alert details, understanding mitigation factors and making determinations and escalations
• General awareness of money laundering, terrorism financing, and sanctions trends and regulatory developments
• Independently analyze and evaluate information from various data sources to determine a course of action for a matched case
• Ability to clearly record by writing the rationale and documenting the evidence of the decision making process about the match being positive or false for analytical, presentation, and audit purposes
• Excellent written, spoken, and interpersonal skills,
• Excellent problem-solving skills and demonstrated ability to work independently, analyze problems and data sets to make complex investigation decisions
• Self-disciplined, diligent, proactive, and detail oriented
• The SDC operates during daytime hours with shifts from the morning through early evening.

Also a plus

• Knowledge of payments and fintech industry
• Familiarity with SQL and ability to use template or pre-made SQL queries as part of investigations

What the job covers

• Conduct decision reviews for Enhanced Due Diligence (EDD) and Politically Exposed Persons (PEP)
• Understand complex regulatory and compliance requirements within the financial services space and complete analyses in accordance with these requirements
• Analyze complex problem and exercising sound analytical judgment on investigation resolutions or decisions
• Perform assignments and tasks of high complexity and resolving incoming requests from internal Stripe teams, financial partners, or other parties
• Adhere closely to process documentation and draft clear and concise investigative summaries and analyses, including draft regulatory reports for submission
• Be a part of building a brand-new team and operational culture for Stripe

Tools and skills named

Words the posting leans on

• requirements6×
• financial crimes5×
• investigations5×
• decision4×
• experience4×
• regulatory4×
• complex3×
• data3×
• edd3×
• pep3×
• analyses2×
• analytical2×
• bad actors2×
• business2×
• comes2×
• compliance2×

Counted from the posting after the mission statement and the legal notices are set aside. The ones near the top are the ones a screener is looking for.

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