Financial Crimes Investigator, Luxembourg

The shape of it

In the posting’s own words

The Financial Crime, Compliance and Risk Oversight (FinCRO) Investigations Management team provides second-line-of-defence (2LoD) financial crime risk oversight and coordinates casework across Stripe’s EMEA region. The team manages user risk and synthesises investigative information into decision-ready analysis and intelligence for MLROs, RCOs, and other key stakeholders. It also identifies control weaknesses, coordinates complex investigations, and supports local examinations and inquiries from financial partners, law enforcement, and other external stakeholders.

What it asks for · 10

• 3+ years of experience in investigative roles within financial crime, AML, risk, intelligence research, or a related field
• Fluency in English and French
• Demonstrated experience preparing regulatory disclosures, including direct experience with Luxembourg STR filings and goAML
• A deep understanding of financial technologies, including payments, cryptocurrency, stablecoins, and Banking-as-a-Service products
• Strong knowledge of Luxembourg and EU AML, terrorist financing, and sanctions regulations
• Stakeholder management skills, including the ability to work effectively with MLROs and communicate complex risk decisions clearly
• Excellent research and writing skills and the ability to produce concise, decision-ready investigative outputs
• The ability to synthesise large amounts of information, including transaction data, using tools such as SQL, Excel, and AI
• The ability to work efficiently and independently in a fast-paced environment
• The ability to handle sensitive matters with discretion

Also a plus

• ACAMS or a similar professional certification
• Familiarity with macOS and Google products
• Technical curiosity and an interest in evolving financial crime compliance trends

What the job covers

• Review high-risk investigative casework and provide 2LoD oversight across a wide variety of financial crime risk types
• Prepare and submit Luxembourg Suspicious Transaction Reports (STRs) to the Cellule de renseignement financier (CRF) for Bridge Building S.A., working closely with the MLRO and in line with established governance
• Oversee local customer risk decisions for Bridge Building S.A., including matters escalated through country- or entity-specific risk management forums, in close partnership with the MLRO and Investigations Leads
• Review high-risk sanctions investigations, such as potential matches against relevant regional lists, and handle related submissions
• Use and evolve AI and agentic tools to enhance casework research and analysis, surface actionable intelligence, and improve investigative workflows while applying expert judgement and maintaining human oversight of risk decisions and regulatory filings
• Assess casework to produce clear investigative analyses, intelligence briefs, and other decision-ready outputs that identify threats, support reporting workstreams, and inform MLROs, RCOs, and other stakeholders
• Identify potential control gaps through casework analysis and recommend solutions to mitigate financial crime risks across the programme and in individual cases
• Serve as a point of contact for investigation-related inquiries from law enforcement and FIUs, financial partners, auditors, and other external stakeholders
• Demonstrate sound judgement and the ability to navigate complex, high-risk cases where the correct decision may not be immediately clear

Tools and skills named

Words the posting leans on

• risk10×
• financial crime7×
• investigations7×
• investigative6×
• casework5×
• luxembourg5×
• mlros5×
• stakeholders5×
• experience4×
• oversight4×
• analysis3×
• bridge building3×
• building s.a3×
• complex3×
• decision-ready3×
• investigations management3×

Counted from the posting after the mission statement and the legal notices are set aside. The ones near the top are the ones a screener is looking for.

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