Risk Operations Analyst, Financial Crimes

The shape of it

In the posting’s own words

The Financial Crimes team plays a critical role in ensuring a healthy financial ecosystem and maintaining trust in Stripe's platform. We ensure that prohibited parties cannot utilize our services and identify bad actors engaging in money laundering, terrorist financing, or other financial crimes. As Stripe’s user base and global footprint grows dramatically, this team is essential for mitigating risk and upholding regulatory compliance, directly contributing to Stripe's mission of increasing the GDP of the internet safely and responsibly.

What it asks for · 9

• 4+ years of experience in risk management, compliance, or financial operations.
• Understanding of FinCrime red flags, its typologies, and how they can be identified.
• Experience in developing/implementing process improvements.
• Analytical and demonstrates reasoned logic to decision making and judgements, considers external/internal factors and is able to recommend solutions in complex situations.
• Effective communication skills with the ability to produce clear, precise and concise written and presentation materials.
• Ability to analyze feedback patterns and use these insights to drive process and product improvements.
• Policy Development & Regulatory Knowledge: Proven track record developing compliance policies and procedures for payment processing environments.
• Risk Assessment: Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls.
• Operational Management & Scaled Operations: Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to achieve efficiency and scalability in compliance processes.

Also a plus

• Data analysis tools such as SQL
• Experience in transaction monitoring or financial investigations, Sanctions, AML/EDD/KYC/KYB
• Knowledge of payment processing systems and associated risks

What the job covers

• Demonstrate sound judgment and an ability to navigate non-binary, high-risk decisions.
• Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and balancing user experience with compliance requirements.
• Effectively and clearly communicate with other Stripes, Stripe's users, and Stripe's financial partners.
• Identify and assess financial crime risks, conduct reviews using data analysis, and monitor for suspicious activity and trends.
• Facilitate the re-design of business processes including clarifying, identifying issues, and facilitating changes to attain the highest levels of efficiency, control, and compliance.
• Help build and scale processes across the financial crimes operations eco-system.
• Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements to mitigate emerging risks through a collaborative approach with stakeholders.

Tools and skills named

Words the posting leans on

• risk10×
• financial9×
• compliance8×
• experience6×
• operations6×
• requirements5×
• identify4×
• improvements4×
• operational4×
• process4×
• processes4×
• ensure3×
• financial crimes3×
• policies3×
• regulatory3×
• user3×

Counted from the posting after the mission statement and the legal notices are set aside. The ones near the top are the ones a screener is looking for.

More open at Stripe

• Account Executive, BridgeSF, NYC, SEA, CHI
• Account Executive, Bridge (Stripe Crypto and Stablecoins)London
• Account Executive, Commercial (Grower)Chicago
• Account Executive, Commercial Grower (Japanese Fluency)Japan
• Account Executive, Commercial Hunter (Japanese Fluency)Japan
• Account Executive, Cross Border ChinaSingapore