Credit Risk Analyst, North American Underwriter

Stripe · Toronto, Remote-Canada · 3130 Risk & Reward · listed February 20, 2026

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The shape of it

Seniority
Mid level
Experience asked
3+ years
Where
Remote
Requirements listed
8
Length
509 words

In the posting’s own words

The Credit team protects Stripe by managing the end-to-end risk of our largest and most complex users. We leverage deep underwriting expertise and data-driven stress heuristics to make informed decisions at every stage of the user lifecycle—from onboarding to loss recovery. Our goal is to enable Stripe’s growth by making confident, calibrated decisions on our highest-exposure users.

What it asks for · 8

  • 3+ years of relevant experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
  • Bachelor's degree in Finance, Economics, Statistics, or other related fields
  • Strong knowledge of accounting principles and comfort evaluating financial statements and business models across a range of industries
  • Ability to transform business and financial data into cohesive narratives that outline potential credit risks and present dynamic mitigation strategies
  • Strong written, verbal, and analytical skills
  • Attention to detail while managing priorities in a fast-paced environment
  • Ability to comfortably interact with the CFOs and CEOs of our top merchants
  • Deep empathy for entrepreneurs running a business and motivation to solve problems to empower them

Also a plus

  • Strong technical expertise, including demonstrated experience with SQL
  • Strong data visualization skills and a passion for data and analysis
  • Experience working in tech or other fast-paced, high-growth environments

What the job covers

  • Work directly with our top merchants, from successful venture-backed startups to well-established institutions, to evaluate their business models and financial statements.
  • Provide tailored credit risk recommendations that mitigate Stripe's exposure, while facilitating partner company growth.
  • Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models.
  • Deliver insights to support senior management decisions, ranging from onboarding strategies to merchant pricing analysis.
  • Support the refinement of tools and processes to help the team deliver on key performance indicators, such as credit loss targets or portfolio coverage metrics.
  • Work with internal and external partners to support merchants around the world.

Degree language

  • Bachelor's degree in Finance, Economics, Statistics, or other related fields

Tools and skills named

Data
  • Statistics
Go to market
  • Forecasting
Languages
  • SQL
Ways of working
  • Cross-functional

Words the posting leans on

  • risk8×
  • credit7×
  • financial5×
  • business4×
  • merchants4×
  • requirements4×
  • data3×
  • decisions3×
  • deep3×
  • experience3×
  • growth3×
  • portfolio3×
  • support3×
  • users3×
  • analysis2×
  • around2×

Counted from the posting after the mission statement and the legal notices are set aside. The ones near the top are the ones a screener is looking for.

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How this page was made

An automated read of a public job posting, fetched August 24, 2026 and last changed by Stripe on August 18, 2026. Every list above is pulled from the posting’s own sentences — nothing rewritten, nothing added, no judgment about the role or the company. Counts and seniority are read off the text by rule, so they can be wrong where the posting is unusual. The original is the only thing that binds. Openings close without warning; check the source before spending an evening on it.